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Julia Mullen is an accomplished writer and industry expert in the realms of new technologies and financial technology (fintech). She holds a Master’s degree in Information Systems from the University of Southern California, where she deepened her understanding of the intersection between technology and finance. Julia has worked at PayTech Solutions, where she played a pivotal role in developing innovative fintech strategies that revolutionized digital payments. Her incisive analyses and thought leadership have been featured in numerous prestigious publications, where she explores the implications of emerging technologies on the future of finance. Julia is passionate about translating complex concepts into accessible insights for a diverse audience.