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Lily Kozak is an accomplished writer and thought leader in the fields of new technologies and financial technology (fintech). She holds a Master’s degree in Information Systems from the University of California, Irvine, where she honed her expertise in the intersection of technology and finance. With over five years of experience at Fintech Partners, a leading firm dedicated to innovative financial solutions, Lily has cultivated a deep understanding of how emerging technologies are transforming the financial landscape. Her work is characterized by a commitment to clarity and insight, making complex topics accessible to a broad audience. Through her writing, she aims to inform and inspire readers about the future of finance and the role of technology in shaping it.